Great Rates. Smarter Options. Real People. – That’s The Next Chapter Mortgage.

Hey there — I’m Kyle Stringham, and if you’re looking for someone who’s real, responsive, and truly has your best interest at heart, you’ve found him. 

For nearly 20 years, I’ve been helping people across Northern Utah and beyond buy and refinance homes with confidence. My philosophy is simple — you come first. You’re not just another transaction; you’re the reason I’m in this business. My goal is to give you the right loan at the right rate, customized to fit your goals and financial future.

I know financing a home is one of the biggest decisions you’ll ever make, and that’s exactly why I’m here — to make it clear, smooth, and hassle-free. From start to finish, you’ll work directly with me (no hand-offs, no surprises). I’ll guide you every step of the way so that by the time you make your first payment, you’ll know you made the right choice.

At The Next Chapter Mortgage, we blend cutting-edge tech, wholesale pricing, and real human connection to give you an edge — lower costs, faster closings, and better communication. I stay sharp on market trends and loan programs so I can offer advice that keeps serving you long after closing day.

Whether it’s your first home, your dream home, or a strategic refinance, let’s make it happen — together. Ready to get started? Call, text, or email me anytime — I’ll personally walk you through your best options and make your home financing smooth, simple, and stress-free.